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For Once A Thoughtful Post on SLF

u/cornycatlady posted on SLF:
https://www.reddit.com/sugarlifestyleforum/comments/bokiyd/scared_of_getting_older_as_a_sb/
You may have noticed:
  1. The aged out prostitutes on SLF have no qualms about launching ageist attacks against younger girls between 18-25, calling the latter simpletons and immature. In reality, the thoughts expressed by the post showed much more maturity than the lying hags attacking heit.
  2. Many of those aged out prostitutes are chronic liars. Who would believe their stories about SD's buying her a Tesla Model S then a Model 3? (It's like buying a Toyota Camry/Corolla to replace a recent vintage Lexus LS; did the writer ever get to see the inside of those cars before writing such nonsense?) or SD giving her a beach house before conveniently dying? or being engaged to an SD of many years but somehow the SD has relocatedd to Europe for many months and they are still engaged to be married.
  3. The buying-her-a-beach-house-then-dying-timely story sounds like the wishful dream of an aged out prostitute pretending to be an SB. It shouldn't be a surprise that a woman having to stay in sex industry for too long would become bitter, and consequently nobody, not even very very old men would want to invest in her as an SB. Little wonder some very wealthy very old men like Bob Kraft would prefer a cash-and-carry sex-worker instead of a time-bomb like the former Clippers' owner's "SB" V blowing up and breaking his heart even after millions of dollars invested into her. "V" would be classified as a sex-worker / prostitute not an SB in this forum due to her juggling of multiple men besides her primary benefactor. It shouldn't be a surprise that she would turn out to be a fiasco.
  4. The lies that the aged-out prostitutes on SLF weave are actually real life lessons on not to become a prostitute (i.e. providing sex to multiple men, thereby making her own life insecure in the long run) . . . if you know how to read between their lines. If older ladies were more desirable than younger ladies, why is the term "Sugar Baby" instead of "Sugar Hag"?
Now let me address some of the specific issues raised in that post:
For once in my life, I envy not being a man.
No need for such envy; you likely don't notice the sorry lives of the bottom 95% of men.
For us women, our attractiveness is predominantly tied to our bodies and faces, and inevitably diminishes with time.
Your physical attractiveness allow you to engage and enjoy the attention of the top 1-3% of men. That is possible only because they pay little attention to older and less attractive women. Put it another way, even if you are a 9+ (there are no 10's); i.e. in the top 10% in beauty and youth, if all men were attracted to women in complete disregard of age then you'd only have 1 in 10 chance of finding a guy making half a mil or more a year as that's the cut-off line for the top 1% . . . that's for a 9+! only 1 in 10 chance. Of course in real life a girl of 9+ has better than 10% chance: she can get her turn while she is young and pretty. So instead of complaining about the transiency of the power of your youth/beauty, be appreciative of the fact that you can punch above your weight for a few years, so to speak. The dropping out of ladies in their 30's, 40's, 50's, 60's and etc. that used to be attractive years ago is the reason why you are able to find the time and attention from a man in the top 1-3% when you only need to be in the top 10% to 20% (i.e. 8 to 9+; sometimes even a 7 on the 10-point scale might work).
Of course, personality, priorities, all that inside stuff matters too for attractiveness in women, but it won't attract SD when we are 50 years old.
The real number is much lower than 50, like 30 if not 27. I wouldn't start with a new girl over 27. I prefer longer term relationships that last a few years.
However with men, for me at least, wealth, education, attire, health, and personality is what I deem sexy. These things are acquired over time and have a longevity to this sex appeal.
Instinctively you are looking for security from a male partner to help you with your baby projects. That's what women are biologically programmed to do, just like men are programmed to seek sex. Both are healthy and normal sexual desires.
Many SLF comments also gave you advice on investing. The same forum would have recommended Bitcoin if you were asking the question 18 months ago, just before it lost 80% of its value in the following year. They are now recommending stock indexing and real estate after a decade of continuous price expansion in both, where were they in 2009 to 2011? I was buying real estate hands-over-fist between 2009 to 2014 (at 30-70% price discount compared to the 2007 peak), but stopped in 2015 as higher prices made buying unattractive. Price cycles like those are common in financial history. NASDAQ (mostly tech and biotech stocks) index lost 80% of its value between 2000 and 2003. The 2008 drop cut SP500 in half. The supposed advice from sex-workers on SLF reminds me of this scene from The Big Short: https://www.youtube.com/watch?v=xZTFNizSNGs It's another reason why professional career choices with short time horizons are bad ideas: the financial bubbles and busts are there to harvest money from the dummies to those "deserving money." The old saying: Money always finds ways to reach hands that deserve it. Before you follow the advice of indexing this late in the current cycle (10 years in, as of Feb 2019), you may want to think about whether you have either the intellect or time horizon for either joining the herd stamped or beating the index.
Let's take a detour and examine two simple games of dice rolls: a simple standard six-sided dice (1-6) vs. two dices rolling and averaging the two. The single fair dice would of course give (100% / 6) = 16.7% chance to each of 1, 2, 3, 4, 5, 6. Rolling two dices and averaging the two would still produce results between 1 and 6, averaging exactly the same 3.5 expectation/average value. However, the distribution of outcomes are drastically different: there are 36 possible permutations when rolling two dices (many are redundant outcomes after averaging), but exactly 1 out 36 can produce an average of 6, so the probability of getting a 6 is 1/36 = 2.8%, which is drastically lower than the 16.7% probability of getting an outcome of 6 when rolling a single dice. In fact, there are two different ways of getting an average of 5.5: (6, 5) (5, 6); three different ways of getting an average of 5: (5, 5) (6, 4) (4, 6). So there are a total of 6 ways of getting 5 or better when rolling two dices and averaging them (out of 36 possible outcomes) and their average is (1x6 + 2x5.5 + 3x5) = 5.3. The cut-off line for the top 16% in single dice roll is a 6, whereas the cut-off for the top 16% in averaging two dice rolls is a full point lower (16.7% lower) at 5 (not even 5.5) and the average of the top 16% is only 5.3 (compared to 6 in single dice rolls); the average of the top 1/6 outcome from averaging-two-dice-rolls is literally lower than the average of the top 1/3 outcomes from single dice rolls! 5.3 vs. 5.5. There are far more than 33% probability of getting an outcome between 3 and 4 (inclusive of 3 and 4) when averaging two dice rolls.
That's the type of mathematical reality that you have to deal with when averaging two X-chromosomes (aka "being a woman," averaging two strands of dices) vs. having only one X-chromosome (aka "being a man," rolling only one genetic dice at each gene site for protein encoding/synethsis); X-chromosome is where most genes for intelligence are located (Y-chromosome having only less than 80 genes compared to the X's around 1200 genes is little more than a stub for exposing the single X-chromosome in men, so that the females can have more clear targets for sexual selection). Women are effectively given a genetic insurance policy to have far more outcomes in the middle of the distribution (the equivalent of between 3 and 4 in the dice rolls above) while giving up substantial probabilities at both extremes: both the extremely brilliant and the extremely dumb have much more men than women. Heck, the curse of having only one X-chromosome is so severe that boys have statistically significant higher probability of dying before reaching adulthood than girls do.
Unfortunately, as a woman, the biological instincts make you see only the top few percentage of men (it is the driving force behind evolution, and the reason why humanity exists); btw, men similarly instinctively sense whether you still have live eggs on the shelf, courtesy of the same evolutionary process. It is hard enough for a man to be successful enough to be in the top 1-5% (what it takes to be able to afford sugaring consistently), literally only 1 in 20 chance or lower; it's much harder for a woman . . . and more than half of it is due to what you are born with! Decades and billions of federal money spent on Head-Start already proved that education, even starting as early as pre-school, has little effect on a person's eventual level of success in adulthood; what makes a good college good is the admission process (i.e. the student body itself).
So, what's the solution for a young woman? How to put together a relatively happy and content life for yourself? (instead of concocting them in fantasy stories online)
IMHO, the first order of business is learning to be content with what you have, what you can produce on your own (and what your partner can provide for you when you can find one). Then try to recruit a competent/excellent male helpesponsor. If your SD is not destined to be your reproductive partner, then the less luxury he exposes you to is ironically better for you in the long run: leaving more room for your future reproductive partner to impress you. Given today's feminist indoctrination (premising that women are identical to men), it's hard for a woman to be a submissive good wife: who wants to be a good submissive wife when her friends are beating up their husbands and bragging about it and cheered on by mainstream media. Unless you are one of the rare ones who can be content with "leaving the burden of family decision making to the husband," a more suitable solution may well be co-parenting with a successful man: he pays for your own household, in which you indeed are head-and-shoulders above those surrounding you (your kids); his sponsorship can also enable you to be better off than your immediate neighbors, in a good neighborhood with good school district, but not necessarily the most expensive neighborhoods where the neighboring wives make each other unhappy via their competition.
My advice to my own daughter is getting "married" (de jure or de facto) by 22yo, likely the peak of a girl's "marketability." Have babies early while physical recovery is fast. Then pursue professional careers after the kids are grown old enough to attend schools. Don't obsess with the rat race or being a tax slave. She will likely find much more happiness in her own family (especially her own kids) than in serving bosses and business customers.
submitted by lalasugar to SugarDatingForum [link] [comments]

BEXAM - SPEED AND SECURITY

BEXAM - SPEED AND SECURITY

https://preview.redd.it/txkaeh8stmd21.png?width=300&format=png&auto=webp&s=3bc46425c7bad82ee87266a2a63872c598fbaa5f

INTRODUCTION

Cryptocurrency is essentially digital money traded from one person to another through the use of pseudonyms. There are no intermediaries like banks, no governmental oversight or authority, and no fees. The “crypto” in cryptocurrency refers to the use of cryptography to ensure the security and privacy of every transaction.
New coins are created through a technique called mining. The process requires powerful computers that solve complex math problems. Each problem should take about 10 minutes to solve, and results in the creation of a predetermined number of coins. The total number of coins that can be created is fixed — there’s a limit of 21 million bitcoins that can be created. The number of coins rewarded for solving each problem dwindles as time goes on.
Bitcoin is believed to have been created in 2009 by Satoshi Nakamoto, an enigmatic figure who has so far proven all but impossible to definitively identify. By using cryptography to control the creation and tracking of a digital currency, Nakamoto took that power away from central authorities like governments.
Bitcoin was the first and most famous digital currency, but you can choose from more than 1,500, including ether, litecoin and even cryptokitties. For awhile, you saw these currencies only in the darkest corners of the internet, where people used them for all sorts of questionable, even illegal, activities. Drug dealers liked them because they made transactions all but invisible, and trolls at the Kremlin-backed Internet Research Agency used bitcoin to finance their campaign to influence the 2016 election.
That started to change in 2014, when Overstock became the first major US retailer to accept bitcoin. Companies like Expedia and Microsoft followed suit.
One of the biggest misconceptions about cryptocurrencies is that you need thousands of dollars to invest. It’s an easy assumption to make, especially in the case of bitcoin, which stayed under $1,000 from about 2010 to 2017. But then it took off, surpassing thousand-dollar milestones at a pace that seemed quicker than you could refresh your phone.
The staggering value is off-putting to many. But unlike most stocks, you can buy a fraction of a bitcoin so you don’t need thousands to get into the crypto game.
As more technological advancements are uncovered, BEXAM, a revolutionary blockchain/DAG hybrid platform with high speeds of 0.2s block time, full scalability with no delays, and world class security that hinders hacking and data manipulation came on board.

OVERVIEW OF BEXAM


BEXAM’s root is Japan which connotes quality, to authenticate this, we can take a look at what sets Japan’s inventions apart from others. Most of Japan’s inventions are not new, but a perfection of other inventions such as Sony’s portable radio-the walkman, Toyota’s hybrid vehicles e.t.c. Japanese inventions are majorly improvements on existing products through small steps no matter how good the product is already. BEXAM inculcated this practice also known as “kaizen” which is globally recognized. The philosophy means continual improvement and was also adopted by Toyota. BEXAM strongly believes in progressive development, thereby seeing each day as an opportunity to be better than the previous day. This encouraged their partnership with Early Works Co.Ltd, a Japanese technology company who shares the same vision. BEXAM assures its clients of a constantly evolving project aiming to fulfil their needs in a better way and everyday.

It has a management with over a decade expertise in the software business with developing and promoting virtual merchandise, they possess an in-debt knowledge and are well versed with what users want and they have the needed resources to make them available. BEXAM is a new age exchange with a vast range of functionalities which are all user friendly (easy to use) to both masters and newbies in the crypto space. The core purpose of this innovation is to curb (exterminate.) current complexities traders and investors come across on a daily basis when trading and to introduce a new era where traders can experience an enjoyable, engaging and profitable trade.
Furthermore, BEXAM will improve the blockchain technology and data management sectore as a whole, which will enable a future of reliable and unprecedented expectations in cyber security and efficiency. BEXAM will also enlighten and illustrate to the world the efficacy of blockchain which will be transformed in the daily lives of people.

FEATURES OF BEXAM

DEMO TARDING
This feature is essential for newbies because most of the don’t know when to enter or exit a trade, newbies in the crypto see cryptocurrency trading as a high Return On Investments and they do not understand the monetary risk that’s accompanied with what they’re doing. The demo trading will help them learn about trading and in no time they will be masters.
INTELLIGENT PROFIT/LOSS REPORT
Users will be able to view their profit or loss report from their account dashboard; the report will give them extensive analysis on the executed trade and will help them detect and take a good position for future trades.
CRYPTO RADAR
This provides users the opportunity to search any token or coin based on their decrease or increase in value along with technical analysis indicators like RSI, ADX, MACD, EMA & SMA. Users just need to navigate to the crypto radar on the trading platform and search for any pair of their choice.

BEXAM EXCHANGE TOKEN

BXA is a utility token which users will use in BEXAM platform, using BXA for payments attracts 20% discount on transactions fee. BXA will be paired with BITCOIN ETHEREUM, USDT, EURT, KRW, and JPY amongst others. Listing fees for new tokens or coin on BEXAM exchange will require BXA tokens and all tokens collected through these listings will be burned. 25% percent profit derived will be used to buy back BXA tokens which will be burned, buy backs will be pre informed to the community.
Users with verified email addresses holding BXA tokens will have rights to voting the proposal of new cryptocurrency. Burning of BXA token will stop after half of the BXA tokens originally issued. Transaction fee will be as low as 0.1% for all trades on the platform.

TOKEN DETAILS

TOKEN NAME: BEXAM
TICKER: BXA
NETWORK: ETHEREUM
PRICE: $0.12c
SOFT CAP: 2.5 MILLION USD
HARD CAP: 16 MILLION USD
TOTAL SUPPLY: 1 BILLION BXA
ACCEPTED CRYPTOCURRENCY FOR PURCHASE: BITCOIN

ROADMAP AND DEVELOPMENT PLAN


https://preview.redd.it/ucilmn8pumd21.png?width=640&format=png&auto=webp&s=f64a43a39126daca84038519a9fc38b713d7f7f5


FOR MORE INFORMATION, CLICK ON THE FOLLOWING LINK:

Website: https://bexam.io/

Whitepaper: https://bexam.io/pdf/BEXAM_Whitepaper_V4.0_3.pdf

Telegram: https://t.me/joinchat/HSOophGd4wk_jTd1NqC2GQ

Facebook: https://www.facebook.com/BEXAMofficial
Twitter: https://twitter.com/BEXAM_official

PUBLISHER


Bounty0x username: idrixoxo
submitted by idrixoxo2015 to u/idrixoxo2015 [link] [comments]

Kaizen Ico : Interview with Fund Manager

Nearly a fourth of its way to completion. I took a moment to catch up with the Fund Manager for the ongoing Kaizen ICO.
https://steemit.com/ico/@cryptokage/kaizen-ico-a-word-with-its-fund-manager
The Kaizen Coin Ico has begun and the cryptokage wanted to know more! Emailing the newly appointed fund manager we discussed the project and learned a little bit about the man behind the coin, Lawrence Fischer.
Originally in an advisory position for the ICO, the thirty-nine (39) year old financial adviser was asked to take over as fund manager amidst changes by the SEC, (DAO tokens became recognized as unregulated securities). When asked about the change in team he responded;
"One problem we have had is the SEC. As all 3 people listed have securities careers up until recently the recent rulings by the SEC basically have scared a lot of people in our sector."
When confronted by the lack of team information on the website he half-jokingly yet poignantly remarked;
" I personally hate social media. I do not have a twitter (outside of the Kaizen one), I have never had the need for a LinkdIn account as I have been working for myself in crypto trading for the last several years. I honestly don't see the need to have my personal life on a pedestal. I am a boring financial guy that sits for 15 hours a day staring at 4 monitors looking for signs of life in a coin."
Understanding his attitude helps to explain the whitepaper which has been criticized as short and bland.
"I actually wish more whitepapers got rid of all the marketing crap and just made the whitepapers about 2 pages. Basically give me the highlights. Kaizen Coin is basically a collection of crypto currency and it pays a dividend in ethereum each quarter. That's all I would have put in the whitepaper. "
I asked him how he got into crypto;
"I got into crypto how a lot of people did, through a friend. Only mine paid a $50 bet he lost with me in 5,000 bitcoin. The terms of the deal were $50, not $50 in bitcoin that I couldn't see, touch, feel. I basically had to take his word on it that it was worth anything at all, and I seriously considered suing his ass. There was no coinbase or Gemini for me to withdraw to fiat. Because it was a low dollar amount, I gave up after a few hours trying to get to it. I later sold it for $500,000. That gave me some financial independence but not enough to go off of for life. It also taught me that there is something to this crypto thing and to be honest, I was a bit embarrassed for not having seen it. I began immersing myself in bitcoin and altcoins. I got in with Ethereum as a new issue and rode that. Late 2015, I began giving friends bitcoin wallets on their cellphones and $50 (what I originally received) and just told them to wait. They told friends and before long I was heading a small investment club. My phone was blowing up for investment advice. I began making youtube videos with several of my picks and the people that came to me had more and more money. I still respond to text messages all hours of the day and night. It is the fuel that keeps me going. Having a education background in sociology and mathematics, I understand and can predict a lot of human behavior. I think this has always been a key in hype with altcoins. As Kaizen gets bigger, I will be bringing on another person. I have actually begun talking to a jr staffer at a VC firm in San Francisco. The hope is he can start looking at some of these ICO through venture capitalists eyes."
Mr Fischer not only has the international resources (The Uruguay HQ location) but the technical and technological capabilities to see such a plan through. Having worked with mining platforms he is well envisioned and prepared for the security challenges holding a digital fund presents.
"Security is very important. For security reasons I cannot go into all measures, but a few of the precautionary ones are as follows: We tweeted the contract address 2 days prior to the launch in regards to some recent coin hacks. As we aren't 'day trading' the accounts, funds are left offline in paper wallets or hardware wallets. Only 2 people have access to funds. We do not advertise where we are located or even a phone number. There is no reason for anyone to visit or call. We are aware of social engineering attempts and actually have a security specialist coming out a week from tomorrow to go over things and inform us of any weaknesses and what we can do better. One area we do not take lightly."
On the more technological standpoint when asked about the change in token strategy he responded;
"The dividends in the form of KZN coin was actually the original plan. We ran with that in an earlier versions of the whitepaper that was sent out to media, coin listing sites, etc. We scrapped that idea as we are minting a finite number of coins with no coins ever being minted further. This would at some point implode the fund or cause it to buyback tokens at a potential premium. We decided a couple weeks before launch to simply make the quarterly dividend payouts using Ethereum to the wallet address the tokens are in. We will be posting both buys and sells after they complete on the site and most likely facebook. There will be monthly progress checks we make internally as well as an audit every 6 months to account for everything. All of this will be posted on the site whether good or bad."
According to coinschedule.com the Kaizen Ico is 19.58% complete and is a day away from completing its Pre-ICO sale.
"We are getting ready to launch some ad campaigns. If target not reached, we will setup a buy wall on one of the exchanges at the price people bought in on and allow people to cash out that no longer want to be involved. Those that do will continue on with us"
Kaizen is not the first crypto fund project and like a lot of Ico's it will be put under a lot of social media scrutiny. I asked Lawrence of any potential problems presented with such a business model?
"I assume you mean a small caliber office like us? Walk into a big chain retail store, then into a small boutique. There is a difference. TAAS fund got to market before us. They are a little bigger. Everyone yelled scam and shitcoin when they started their ICO. They just made their first dividend payment and it was huge. Find me a mutual fund that has a 61% quarterly dividend. We are doing the exact same thing as TAAS, but we have a smaller staff so instead of us keeping 25% profits for ourselves, we keep 5%. I have worked for mutual funds and they could not and would not ever compete with the returns. And that is why sometimes the little guy wins."
So what is stopping lawrence from just running off with the money?
" To be honest, I guess nothing at all physically. People have instilled a trust in us and we plan to reward them with high yields. Over the last few years, I have made more in bitcoin and altcoins that the KaizenCoin is worth, even at the total sellout level. I don't care for flashy things. I still drive a 2014 Toyota Camry. I always thought at this point I was supposed to have a lambo but that really isn't what interests me. If i just one day closed up shop and ran, i'd probably never see my kids/wife again. I am not the type of guy that wants to live life looking over his shoulder either. I like to think I was raised better than that too. In high school I'd go to the movies with all my friends. The plan was to buy one ticket and go from movie to movie once we were inside, theater hop. I always made sure I was the last to buy tickets and i'd buy tickets for all the shows we were planning to see. No one ever checked, my friends never got caught either. I just did it because it was the right thing to do. If I couldn't steal a $4 movie, grand larceny is completely out. I am actually still pondering this question as it is a good question and really should be one I ask before investing in ICO's. I guess whenever a new coin is started, there is hope for a legacy to be built. I don't know if that is the case with me."
In conclusion only time will tell what the Kaizen coin will bring but if this mans words are anything to be believed, Kaizen not only will happen but it may be a force.
I personally will be having a punt and will update here with the results. First dividend is expected in December, will a fool be parted with his money? or will he be rewarded for his intrigue?
*As always, this is not financial advice. Always question the bias of the author and their perspective.
submitted by CryptoKage to icocrypto [link] [comments]

[Table] IamA Owner of a used car dealership. AMA!

Verified? (This bot cannot verify AMAs just yet)
Date: 2014-01-16
Link to submission (Has self-text)
Questions Answers
What's the most expensive car you've had on the lot / sold? The most expensive car we have is a 2008 R8 that we just got in. It will be selling for $89,999.
What's your cost on something like that? I paid 80. Spent 3000$ of recondition already.
But this is my daily driver so I didn't buy it to sell it...if that makes sense, I would love to drive it for a year and sell it for what I paid. Drive and R8 for free :)
If you had to buy parts for a car like that, what would you do? Do you have any advantage over a regular guy? I happen to know someone who is an Audi service advisor and he showed me in their pricing system that R8 floor mats are $750. I do get dealer rate on parts (15% off retail)
How did Cash-4-Clunkers effect your business? Not that much, we don't sell many 2999 or less cars because they are too unpredictable and we don't want to sell anyone lemons. Not worth the headache and bad karma.
I bought a used car from a scumbag salesman two years ago. It was useless a year later. What's something I should ALWAYS look for in used cars? - 19 years old and I'm going on my 4th car :\ I'm not saying this is what you did...but generally a car thats 3gs or less is unpredictable.
Maybe for your first car you get something that might not be the prettiest but maybe reliable. Like an older pontiac vibe, they are great cars and won't break the bank...not the prettiest but will get you from point a - b.
There is no one thing to look at. sorry nothing sexy about that answer.
the Pontiac Vibe is Toyota where it counts, basically the Matrix I understand. Same thing with the Chevy Prizm/Toyota Corolla. Exactly...getting the Toyota without paying a premium for a badge.
I love my Vibe; I just wish it was called something else. When I was still shopping for it, I was pretty amazed that a Matrix would go for $1000 - $2000 more than Vibes of similar age and condition. It's the same damn car. EXACT same guts. You're just paying for the emblem.
Wow, it'd never clicked with me, despite lots of searching in that category, that a Vibe gets around the Toyota Tax. Matrix's are overpriced because Toyota. Vibes are the same damned car (more or less) but fewer people buy it cause toyota reliability. On the used market people know this and thats why they sell well.
People pay a premium for a Toyota badge? What I meant was even though matrix and vibe are basically the same car you can expect to pay 2gs more for the Toyota name.
Did the vibe have an awd option like the matrix did ? Yes it does. Both body styles do.
Have you ever found anything odd or weird in a car or about a car after you bought it from someone? Bought a cop car once and found a couple dime bags of week under the seat. I'm assuming the person who was arrested had some on them and hid it under their seat.
We found this super old log book it was from world war 1 and had a soldier's name and all these amazing stories of people he met and people who had died etc. We gave it to the police hoping they would find out who this man was (had his name DOB etc)...couple weeks later this old man comes in all teary eyed and told us it was his dad's book and he was so grateful we gave it to the police.
You told us what you did with the log book. What did you do with the weed? AHHAHAHAHAHAH.
I'm pretty sure the clean up shop "threw it out".
In your opinion, is it smarter to buy new or used vehicles? Why? Used,
If I win the lottery one day and want to buy a car, I would buy a newer car with the least amount of mileage. Someone else takes the hit of the new car and you can save 15-20% if its 6 months old and has a couple thousand kms on it.
But if it's newish and someone is selling it, wouldn't that indicate something might be wrong? No not at all, people change their minds or something comes up. I took a 2013 civic with 6000kms on trade for a minivan because the woman got pregnant unexpectedly with twins.
What if it's a car that people are known to drive hard and abuse? Unfortunately there is NO way of knowing, but sometimes you have to take a leap of faith.
Only car I wouldn't buy would be a mustang rental, that's a car you know who ever rented probably drove it hard.
I worked for a used car lot similar to yours, with only flat pay and very very small commission. we had a regional thing going, with about 15 lots over 3 states. We didnt sell for cash but owned a finance company as well. My question is How often do people try old sales tactics on you, or think they can just act tough to get a deal? and what is the 'toughest' customer you have had dealings with? But if we are selling a car for 5,999 you can't offer 3000 CASH out the door, there is no more margins like that, just doesn't exist! We explain why that's not possible and for the most part they get it...you still get the young kid with his grand-pa saying 3000 or we leave. To which we reply sorry we can't earn your business. Toughest customer was a 2006 Ram 2500 diesel we sold her. She drove it home, called us back saying she took it to her mechanic and it needs ball joints at a cost of 1200$ I asked her to bring the truck back so we can take a look at it and if it does need the work we will do it. She said she did not feel safe driving it back, and we offered to pick it up then she lost her mind and said we are crooks and assholes for selling a truck that would have never passed certification. I called her personally and told her if she felt she was taken advantage of I would come with a check in full and pay her back and take the truck home (she's had it for over a month now) Told me to F*ck off and she is going to sue us.
Wow that's pretty ridiculous of her. I respect your efforts I go to sleep at night knowing I've never screwed over a customer.
Word :) Btw do you consider yourself a car enthusiast? I read you have an R8 to putt around in, I myself drive a 91 Toyota MR2. I used to be a HUGE car enthusiast, then you realize that its a piece of metal with tires. That being said I do have some cars on my bucket list that I would love to own/drive...the usual lambo, ferrari etc.
Consider signing up for an HPDE in your area. That experience will change your mind. ;) What is that?
Oh word, cool. Thought I would ask, well, because R8 lol. R8 is one of my bucket list cars and It's been a dream to drive...only drove it 2 times...stupid snow.
High performance driving event. Think of it like a driving school but on a race track. You'll learn a lot about yourself and about driving at high (race) speed. They aren't racing schools. Those are separate. Ohhh yeah mosport has events like that.
I'm not sure how well Canada's track market is but you guys used to have the F1 grand prix so you might check out if they offer schools. I know Porsche and BMW race out of there.
All wheel drive + snow tires should fix that. I looked into it, just rather drive a car comfortably than be on pins and needles.
Have you ever lost a substantial amount of money on a car ? Of course! Its part of the game... worst one ever was a ford diesel. bought everything was normal, sold it, 2 weeks later customer complains about white smoke...long story short 6gs later.
We offered to give customers money back, he wanted the truck. Total deal ended up losing 4500$
But that customer has sent 3 customers into us, because the issue he had was not part of certification or anything, we could of said sorry not our problem it was ok when we sold. Rather we fixed it he was happy and in the grand scheme of things it was worth it.
The white smoke thing on a ford diesel happened to me too. It was basically part of the recirculation system (for emissions) melted and allowed water to enter the engine, hydrolocking the pistons. Had to have a ton of shit replaced. Ford Diesels after about 2003-4 have been garbage imo. I hate to say it but you're right. I won't buy a 2003 -2010 Ford Diesel. Supposedly the newer ones are better but I'm not sure.
7.3L powerstroke is bullet proof. The 6.0 is complete trash. For the most part yes.
I won't buy a 2003 -2010 Ford Diesel. Crazy part is I've had 2 traded in and both have problems..I think if they are running properly people just drive them into the ground.
How do you deal with those who try to trade one in? How do you explain it to them? I'd sure hate to disappoint them this way...\ NOT ALL have issues, I just try to shy away from them.
If you buy a 6.0, replace the head studs and gaskets, (honestly some people just replace the whole head), and delete the EGR. Those were the problems. I'm no mechanic but thank you for the heads up.
Would you ever or have you ever considered selling cars for bitcoins? I am dying to buy a car with bitcoin... I'd be to scared lol I run a very honest business and would never want to be red flagged.
Audi/BMW/Mercedes? All have good models and problematic models. ...but my dad who is a mechanic would say LEXUS!
I work for Lexus so obviously I like your dad. He's had an older LS for a while, over 400,000kms loves that thing more than me.
What's your view on a Lexus Isf 2011? Good all rounder? Great cars, nice sedan with a cool look.
How do you estimate the value of a car? and what if the car is a "classic? My valuation is simple... look at autotrader and try to be the bottom 10 cheapest. I work on volume not trying to "hit a homerun" on every car.
Classic cars are different complete different ball game, I will call some of the guys that deal with those types of cars and compare to autotrader. Overall I've only ever 3 classic cars traded in. 1973 Mustang, 1969 Mustang (they were pretty easy to get a valuation because a lot out there) and a 1952 MGB kit car. (much harder just took a gamble)
What is the average commission a salesman gets on a sale? Such as % 1) Our dealership has no comission, all flat with bonuses monthly/yearly so that there is NO pressure from my staff.
If something happens to someone's car past warranty (where it is not legally your problem), what do you do to help that person if anything? Of course! Its part of the game... worst one ever was a ford diesel. bought everything was normal, sold it, 2 weeks later customer complains about white smoke...long story short 6gs later. We offered to give customers money back, he wanted the truck. Total deal ended up losing 4500$ But that customer has sent 3 customers into us, because the issue he had was not part of certification or anything, we could of said sorry not our problem it was ok when we sold. Rather we fixed it he was happy and in the grand scheme of things it was worth it.
That sounds awesome. #2 is something so few dealerships understand (I used to work doing training for dealerships). They would much rather make $5000 off of one customer than make $1000 each off of 50 customers. So aggravating, everyone loses. Exactly man... Its easier to make 1$ off of a million people than $1,000,000 of one person.
I want to be here for the long haul.
All salespeople would say it's "no pressure". How are your online reviews? This is based on Google reviews.
Sam Besharati 4 months ago purchased a 2010 mazda 3 from tip top in april. I spent almost 4 months researching mazda 3's at different dealerships in the durham region and even a few in toronto. tip top was by far the easiest to deal with. they treated me like a friend and ...More Mark Morissette Mark Morissette 5 months ago My wife and I purchased a used Chrysler 300 from Tip Top auto several months back – the service we received was excellent, the sales people were very upfront and straightforward with the transaction from the moment we stepped on the property ...More Adam Hare Adam Hare 9 months ago Tip Top has the best prices by far! And even more importantly, the service is like no other. Zero pressure, no hassle, they truly give you first class care. My whole family have now bought vehicles from Tip Top and will continue to do so! A Google User A Google User 2 years ago Looked at over 30 cars of the same make and model elsewhere, and then decided to buy my car from here. Owned it for the better part of this year and couldn't be more satisfied with it. Will be looking here first when it's time to buy again. Would ...More.
Link to verify. OP probably didn't post it because it is their Google+ page and didn't want to self advertise. Thank you, thats a lot better to read lol.
Nice...you passed the test! There aren't many small dealers without bad reviews. Everyone gets bad reviews, its part of the business, but we just try our best to fix any problems before that.
Bought a 300 from a used car dealership, spent around 1500 in less than 6 months, suspension parts. Holy hell suspension parts, and we didn't put the car in a garage, did all the work ourselves. Except for a four way wheel alignment, that was done in the garage. 300s are known for front end work, but they have good transmissions and engines.
Your north carolina? Bowmanville, Ontario, Canada.
$50k from dad? It takes money to make money! I guess that doesn't make you exactly a rags-to-riches tale, does it? My dad was retired at the time due to his cancer by trade he is a mechanic, thus I have been around cars alot.
What does/did your dad do? I am super lucky that my parents were supportive of me and wanted me to succeed. My father came to Canada with nothing and he has done well for himself.
I've been raised by mechanics and estimators and car sales men all of my life. I have always wanted to know, what is the rate of used cars you've had on sale that have to be repaired before they are sellable? Is there a limit to the damage of a car (like minor dents and scratches in the paint) where you cannot buy it or sell it? Totally,
Some dealers will buy the car even if EVERY panel needs paint and can still make a profit, for me I look at the headache vs payoff. I have no shortage of cars so I don't need to go that far. Rule of thumb is if you buy it cheap enough it can be worth it...I just don't waste my time with it.
Any point in buying a "certified" pre owned vehicle as opposed to a normal used car? Yes, We have to compete with the all the time. However for the most part it's not worth the added cost and they are not doing much more than a used car dealership will do...Only benefit is some manufactures will extend the factory warranty. BMW certified pre-owned will cost you 2-3gs more than buying from a used car lot, personally not worth it...However if you can get the price close to what a used car dealership is selling it for...go certified pre owned.
Are you saying that you'd feel ok owning a BMW out of warranty? Doesn't scare me!
I am looking for a new midsize sedan (torn between altima, sonata, or camry at the moment) any suggestions on the three? I am thinking ill go new though since ill drive it at least the next 7ish years. All three are great cars, I can't knock any of them.
Your best bet is go and test drive all three... you might hate the way one drives or be bothered by blind spots.
My CPO cost me 16 total, (granted, 2012 focus SEL hatch), but I have a 125k mile warranty w/ 100 dollar deductible, loaner cars, roadside, etc. Do i truly need it? Who knows, but it's my 6th car because I've never spent more than 1200 on a car before. Why not? If you paid close to what the car is worth in the retail market then you didn't go wrong. Remember cars are not investments and you want to be able to enjoy your car and if you have any issues you're covered so there is NO harm in getting a warranty.
Is there a strategy one can use to help them get a better deal on a vehicle without being a jerk? I'm not really all that great at negotiating prices in this regard. Some used car dealers had NO haggle pricing, we are pretty close to that too. We put our best price forward and go with volume.
If you come in and offer us 1000 below asking we just say we can't do that and explain why. If the total after taxes is like $10142.23 and you say I had a budget of 10gs all in. We will most probably do it.
The most important thing is treat your salesperson nicely and don't think they are out to get you. It will help you in the long run.
I heard a This American Life about a used car dealership. Is the reason you'd most likely do it because you are aiming for a quarterly/yearly/etc. volume target? So you eat the cost, effectively paying to sell the car, to get closer to that goal? We don't have any goals that MUST be reached. We have targets and expectations, but nothing set in stone.
What do you drive? Just picked up an Audi r8 for the spring but this is my first time buying a car for my self as a daily driver...right now I drove home a 2009 Civic.
I'll drive anything off the lot.
Talk about an upgrade! The 2009 Civic was just something I took off the lot, today I drove home a 2006 Golf Diesel.
What are the tell-tale signs that negotiations have reached their end, and that it's time for me to make a decision either way? Are we talking new or used vehicle?
What would the differences be? Used cars have less room to play, if the salesmen is letting you walk then you have truly reach the end point.
New cars are different, end of the month is the best time if they need to hit their quota (not the salesmen but dealership) they will sell it below cost in order to hit their goals (some manufactures will give the dealership a kickback based on number sold. So if X company reaches their goal of 50, the manufacture will kickback $1500 per unit (x50) so if you happen to buy the 50th car on the last day of their accounting month they will lose 3gs on that car in order to hit the big target of 50x1500= 75gs.
This American Life did a recent episode on car dealerships and went over this point. However, I would assume this strategy only works if they're below their goals. Thats the BEST way to get a great deal..but not all manufacturers do that and I personally think it lowers your brand value, because all you care about is putting cars over the curb.
What could i get from your shop for $ 3000? I probably would tell you nicely that I don't want to sell you car for $3000.
I'm worried about the long term reliability and don't want you to hate me if something happens.
Why would a business refuse cash? I've paid cash for my university tuition around 15K usd but I'm not in the states. I get charged to deposit cash...sounds crazy eh? With my bank plan I can deposit up to 20gs a month no charge after that it's something like 1.30$ /1000$ cash deposited.
Get a different account? A credit union, maybe? That's a ridiculously low amount... We don't do much cash, so not an issue yet.
What's the best make and model as far as used cars go? I currently have a 97 Nissan Altima that has treated me well. What other cars can last almost 20 years? Most cars will last that long if you do regular maintenance on them.
I've seen cobalts with 500,000Kms NO joke and civics with 200,000kms that have blown engines due to improper maintenance.
I'd recommend getting a car YOU like not what someone else thinks is best for you.
How does one acquire so many used cars? I'm lucky that I've made lots of connections with new car dealerships, so I get to buy off makes (i.e Gm will wholesale me a Ford on their lot). Local Auctions too (about 5000 cars for sale a week), but I don't frequent them as much any more.
Is this to suggest that if I were to look for a new car, I should sell my old one to a user car dealership instead of trading it in? In Ontario you get the tax savings. So if you trade in a car for 10,000 plus 13% tax you net 11,300. So basically you can to look at the market and see can you get more than 11,300 for your car to make it worth it.
Vice-versa, what are your thoughts on buying a used car from a used car dealership versus pre-owned certified at a (new car) dealership? Certified pre-owned (CPO) is 30% legit 70% rubbish. Before all the new car guys get mad at me, let me explain.
If it matters, and since you mentioned the R8, I have a 2007 A3 and I am eye-ing a pre-owned / used newer model Q5. So I'm looking at entry-level luxury cars (assuming that's not an oxymoron). When I bought my R8 I took it to the audi dealer paid 295$ and got a certified pre owned check list done, the car needed a couple things that they fixed. Therefore now I have a r8 that is CPO, now when I sell that car I can try and say its CPO but customers will tell me ONLY Audi can sell it as CPO and they will for a premium at that. Where the CPO does help some manufactures offer an extended warranty (2 years) for their CPO...basically compare the price of a regular certified one with extended warranty vs a CPO...if the prices are the same then go CPO if you can save a couple thousand then don't pay for CPO.
Does your dealership service the vehicles it sells? If not, where do you get it done prior to sale? We do not, that is something we are looking to add when the right opportunity comes up. because we are steady we work with 3 mechanics in our area and who ever can fit us in on that particular day gets the business.
Does a car dealership have any operating expenses outside of the norm that other business wouldn't have? ("normal" overhead I can think of include wages, rent, insurance, utilities) Advertising is my biggest expense. We sponsor local soccer and hockey teams. We have a pool for issues that arise after sale out of our control
I'm starting to personally buy and sell cars. Can you give me any advice in what to look for in a potential car to sell? I don't know where you're from, but if you are in Ontario you would be considered a Curbsider that could result in jail time and becareful for tax reasons.
Lastly I will buy ANY car on the money which means if you can buy it right, you can sell it.
But the generic answer would be honda/toyota.
How much capital was the initial investment for the dealership? Could you elaborate on its beginnings? Interested about entrepreneurship. 50gs Got a loan from my dad.
I used to work as a car salesman, learned the GOOD and BAD and decided I would use that to build my own company. Also used school smart and street smarts (selling in the past) to grow the business.
Wow, that's actually not a lot of capital! I thought starting a used car dealership would be at least a quarter mill. It was a very small operation, and it grew. Currently we have 600k in inventory
Convince me...what's the benefit of buying from a dealer vs. private party? Private party can tell you a history of the vehicle and at a cheaper price. What makes dealers so special? Dealer: (In Ontario) Has strict laws on what has to be disclosed, any accidents over 3gs, any 2 body panels replaced or repainted, any rental history, and frame damage etc... where private doesn't have to say anything! Private party can tell you anything unless they have receipts for any work done you'll never know. FOR the most part no different...let the best price win and in our area dealers generally have better price
Do you ever consider investing in some wacky inflatable flailing arm tube man to promote business? All my friends want me to, but I will stick to inflatable gorillas for now :) Kidding I don't have either.
But for a Promotion we did crush a couple cars with a hummer. Link to www.youtube.com
Haha, awesome. But now you have to crush the hummer with a bigger car... Might I suggest one of these: Link to youtu.be. I saw that video couple months ago.
I would love to drive The Marauder for a day, anything more than that would probably get annoying fast.
What's your best "used car salesman" joke? I'm going to be super boring and honestly say I don't have any.
Wait I just thought one Only person that call sell Snow to an Eskimo is a used car salesman.
How many prior owners did the dealership have before you bought it? Was it in good condition? I started it from scratch.
What's your best selling car? how are gas prices in Ontario? Because I am in GM town, we sell a lot of GM trucks and cobalts I can never keep enough Pontiac Vibes on the lot.
Gas is $1.20/liter.
Thanks for the input. Any reason why some dealers might prefer cash? My dad used to be one, but I can't remember his explanation. Before when there was a lot more margins you would take some cash to keep it off the books and not pay taxes.
Now the gov't can see I bought the car for 10, sold it for 12 If I took 3gs cash and sold it for 9 on paper. When/if I get audited how can I explain to the gov't that I'm in the business of selling cars cheaper than I buy them.
I see. His tactic was to offer full cash though. I guess if a dealer wants to risk getting audited it isn't really the buyers problem if the dealer avoids tax if they were just offering cash. Yeah I guess not... and bank financing has really been into play on the past 5 years with kick backs etc.
Do you have a 1990 honda crx? Its my favorite car and I cant find it under 3k. We don't but check Kijiji and craigslist.
What makes hold their value the best in the used markets? Honda/Toyota always seem to hold the best value.
I think wranglers also hold their values well. I bought my Unlimited in '06 for $28g. Unfortunately, it was totaled last month. It was valued at just shy of $19g. Edit: of course, their gas mileage is for shit. Lol. You are right Jeep wranglers hold their value pretty well and are in demand in the used market too.
My boyfriend also sells cars...mostly new cars but used ones too. December and so far January have been ridiculously slow not only for him but everyone at the dealership he works for - only one car out this month when he was averaging ten per month prior to this. I'm pretty worried about him. Is it normal to have such dry spells? And if so, how do you handle them? Very normal, Dec/Jan are typically the slowest months.
Where does he sell cars?
At Ford, in Montana. I would blame the weather but we're having an unusually warm month. Yeah,
Also all incentive programs start in Feb which gives a kick start to car sales.
How many cars do you sell a month? is your inventory financed or owned outright? how many cars on your lot? why tie up so much money in the R8? We do about 40~45 a month. Owned outright. We have about 60 retail pieces. Cause I've always wanted to own an R8. Lifes not all about money gotta enjoy some of your hard earned money sometimes.
Do you sell cars that have been in accidents? If so, how much can it affect the value of the car even though it's been completely repaired? Are there cartain cars or certain type of accidents making you decide to not touch a car under any circumstance? By law we have to disclose any damage over 3000$, however we disclose even a 1000$ accident customers are pretty understanding.
We don't buy and sell wrecked cars but we sold a lotus else with a 10g accident and repair at the time market price for the lotus was 50, and he bought it for 44...so he saved a little bit of money. On the flip side if it was a sunfire with a 10g carproof you can assume the car was pretty close to a write off.
I look at each car differently where on the vehicle was the accident was (a rear hit scares me less than a front hit)? When the accident was, if the car was 6 months old when the accident happened the insurance companies have to put new parts on it and if the car is now 5 years old, I would be content with that.
Overall we don't deal with alot of that market, but if a customer has a trade we will have to take it in.
How much concern do you have with Tesla trying to sell cars directly to the consumer? Doesn't bother me at all, I'm happy they are doing well and turning a profit.
But you sell used cars. Why would we believe anything you say? I'm trying to break the mould...but do your own research :)
How did watching Snake Plissken's "Used Cars" 1980 film make you feel? 1) Haven't seen it, will add to my list.
Last updated: 2014-01-20 15:17 UTC
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[Table] IamA Parent of a 5 year old who wrote, illustrated, and published a successful children's book! His book is beating Dr. Seuss! Ask Us (almost) Anything!

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Date: 2014-07-26
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Glad you got some giggles out of that. I just feel like this has been a good positive experience for my child. We do things together all the time. He helps me work on my car, we built a play fort for the back yard together, he's always lending a hand for computer upgrades/repaibuilding.
This is just another in a long line of things that I've done together with him. A life experience.
Forgive me my positivity.
I haven't exploited my kid so i guess i have that. You seem to have good parenting confused with exploitation. My son wanted to publish a book, and I helped him do it. What would you have me do? Tell him no, crush his dreams, and teach him a hard life lesson?
Maybe I should just ground him to his room for attempting to do something so outrageous as publish a book. What was I thinking? :)
We know you have your own books. You mentioned it in the main post. It's relevant. The reason he asked me to publish is because he knows I publish. It explains why my son was so adamant about giving it a try.
Can you ask your son if he has any tips for a book? Here's his answer...
(for those who don't want to listen - he says "Write one. They're not even long."
I'm telling you, he's never heard of Heinlein, but he follows the core principles. If you want any tips from -me-, I'll tell you to follow Heinlein :).
Rule 1- Write.
Bryce wrote. He wrote over several days and carefully collected and ordered his pages into a book without any assistance or direction.
Rule 2- Finish what you write.
Bryce finished it :).
Rule 3- Market what you write.
Bryce harassed me every week for a couple of months before I finally came to my senses. I was basically the "big publishing house" keeping the poor little writer down :(. That will -never- happen again.
Rule 4- Don't rewrite.
He knew what he wanted in this book, and he fought me to keep it EXACTLY as it was. He can't quite read yet (he knows the letter sounds and he's starting to sound out words), but he was watching everything I did as I helped him put the words on the pages. When we got to the "Cheetah", we got into an argument about it. He insisted that CHEETA DON'T HAVE AN H! "It's CHEETAAA not CHEETHHHUHHH."
I had to prove it was Cheetah before he'd let me spell it correctly. We used wikipedia and read all about cheetah before we continued. I almost let him sneak that one by, but as his "editor", I had to fix it!
This is just so cute, but also very inspiring. You're raising your kid very well, he sounds very articulate for a five year old. He has a BIG vocabulary, although, you have no idea how happy it makes me to hear you say he's articulate. My son had a bit of a speech delay, and he's spent the last year in speech therapy working on helping him with a few of his letter sounds (he did a lot of letter-sound substitution, and flat-out-couldn't make sounds like K).
He's very smart, and very well spoken, but for awhile there it was very hard to understand what he was saying.
How do you as a parent aproach his skills at this early of an age? Do you see a bright future for him in the business? I'm going to let him develop his skills on his time. I'm not going to force his process or drive him to do more - when he finishes his next book, IF he finishes his next book, I'll publish it.
Way I figure it, he'll hear plenty about the marketplace and about how to succeed as an author as he grows up - assuming I continue to do as well at it as I am now. He's not exactly going to lack for advice if he seeks it.
I see a bright future for him in general. Maybe he'll be an author, maybe not, but I'm very hopeful that I can give him the kind of leg-up I never personally had. My family was poor. Illness and some major life issues caused me to be pulled from school at 12 years old, and I didn't go back until I decided to get a college degree a few years ago.
My son already has a healthy college fund (which he will apparently be adding to), I've done EVERYTHING I can do to ensure he'll have the best possible upbringing, and I'm working hard to keep his life awesome and happy.
If I succeed, he'll have one hell of head start on life. If I fail... I just hope I can teach him the skills that will carry him through the good AND the bad times.
As Seuss would say, bang ups and hang ups can happen to you. Real strength is being able to pick yourself back up and move forward. I hope I can teach him that, above all things.
, you're an awesome Dad and Bryce sounds like the absolute coolest kid. You've made a fan out of me with this AMA and I haven't even read the book yet! You're awesome people and I really do hope Bryce keeps following in your footsteps. We recently read "A Long Walk To Water" together, so I think he's picked up a few ideas from that book, and he wants to get them out in illustrated form.
How are you guiding your son in using his money wisely? He's five, so I'm cutting him a little slack so far.
I asked him what he wanted to do with his money. His first answer: "I want to buy the new Plants Vs Zombies."
If you look at the "proof" pic up above, you'll see that he already bought it :).
I asked him what he wanted next, his exact answer was "A million, so you don't have to work and can play with me more..."
He knows how to tear my heart out sometimes :(.
I've got a savings account for him, so I'll be pouring his royalties into that for now. I'll probably set up some limits, maybe only letting him "spend" some smaller amount of the whole, or even investing a small piece of it for him. A five year old with Apple stock or a bit coin? Why not!
I might have to really start thinking about this though... He might be paying for his own college education at this rate...
Ah bitcoin, very sound investment there./s. You know what? It might be a TERRIBLE investment. Who cares? It would be a fun way to diversify his holdings. Put a little here and a little there.
We're not talking about huge money here. Hundreds, or maybe a few thousand dollars, depending on how his books do over the next year or two (unless something CRAZY happens). I think it's fine to throw that money in a few different buckets and see what happens.
And for the record, I did quite well on my bitcoins. Like them or hate them, I got in, doubled my investment, and got out. If I'd have held, I would have made a LOT more, but, like you, I assumed they were a pretty stupid investment and figured I'd made the money on a lark.
He's got quite a few years to grow an investment portfolio. I think he'll do better than most 5-year-olds at it ;).
That's so cute! YES! He says it's about two boys and a lion in Africa.
Has he started a new book yet? He's drawn two pages already.
Well, glad you bought low and didn't invest and lose all your money and home like others have done. It's a great gamble, but nothing more. Fair enough. I agree.
He can afford a few gambles. I'm pretty sure if you asked an investment expert for advice on what a -five year old- should invest in with money they've earned, the expert would suggest a rather risky portfolio mixed with a few long-term "safer" investments.
That is so cool! It sounds like he's a real animal lover. His thoughts on that...
(for non-listeners, he likes animals because they roar, and he likes elephants because they stomp on bad people)
Do you think talent often goes to waste in young writers who don't have an outlet to the literary world such as a father who is also an author like you? Youngsters just seem to be able to look at the world in a whole other approach than those who have seen it. Congrats by the way! Unfortunately, plenty of talent is wasted due to circumstance. If I wasn't an author right now, I wouldn't have been able to publish this book.
Same goes for wealthy individuals who can open doors for their children that a poor person cannot. If my son wants to start/run a business some day, and asked me for help, I would do EVERYTHING I could to help him - but let's face it, he'd be starting at the bottom. A childhood friend of mine belonged to a wealthier family, when he turned 18, he "started" his first business - a brand new multimillion dollar Toyota dealership. Obviously he got a bit of a leg-up that I can't offer my son.
I'm doing what I can to give my son the best opportunities and outlets for his creative efforts. I'm an author, so it makes sense I would open this door for him.
How much time would you say it took you to re-write and re-draw the book in order for you to publish it? Not counting the 2 months on your scanner. I didn't re-draw the book. We scanned his images straight in and he used a low opacity color brush to cover up the white background.
It took us a few hours to finish all the images, with the text added and the color added. It was pretty easy because I have an awesome drawing tablet for my son to use (he's very technologically adept).
It actually took me longer to handle the publishing aspect of things. I don't write picture books, so it took me awhile to get this thing looking good and properly scaling to different devices. Still, start to finish (not counting the time the book sat on my scanner), I'd say it took me about 4 hours from the minute I sat down with my son, until the minute HE hit the publish button.
My god. Impressive... Just out of curiosity, have you made a lot of money from the book? If so, does he get any of it? Thanks for answering :o. He gets all of the money. Every penny :).
So how much of the book did you write for him? Mostly all, or just the entire thing? Have you read the book? It is the work of a four year old mind, not mine. This isn't some crazy-overpolished book, it's a silly book that talks about seeing a double rainbow, finding the grand canyon in a cave, and of course, the twist ending nobody expects (I laughed when he told me what to write on the last page).
He wrote it. Every single word. We flipped through every page and he told me what to write. I wrote it all down in a pages doc, and I transcribed it onto his pages word-for-word. Is that so hard for you to believe?
The only thing I changed was putting an H at the end of CHEETAH even though he was convinced it should end with an A.
Now that your son has peaked as a commercial artist have you prepared him for his long slow decline into obscurity? His answer...
Last updated: 2014-07-30 16:25 UTC
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First BitCoin ATM in New York How to Pay Off your Mortgage in 5 Years - YouTube How to pay off a 30 year home mortgage in 5-7 years - YouTube Warren Buffett: Just Looking At The Price Is Not Investing ... Toyota to Introduce Hydrogen Powered Car

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First BitCoin ATM in New York

How on earth are you supposed to invest your money, when your young? What if you're in your 20's? Kris invites you into his home, to tell the story of what h... #Stocks #Trading #Investing Stop over complicating your trading. It doesn't have to be so confusing. Keep it simple!! Simple is profitable! https://www.livet... ALBANY, N.Y. -- The owner of New York's first Bitcoin ATM says he hopes it will give the online currency a little more credibility. Created in 2009 by an anonymous source, Bitcoin is a digital ... Toyota has just announced they will be offering a new hydrogen-powered automobile in the next year. The vehicle will be available for sale in the United States, Japan and Europe. The Toyota FCV ... Ever wonder how you may be able to pay off your #mortgage within 5-7 years (depending on your situation) without adding a single penny to your payment and no...

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